/* SnapCredit – CHEETAH ZAMBIA LIMITED
   Primary: #F5A623  Accent: #1A1A2E
   Font: Inter (Google Fonts)
*/

/* ─── Reset & Base ─────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --primary:    #F5A623;
  --primary-d:  #d4881a;
  --primary-bg: #fffbf2;
  --accent:     #1A1A2E;
  --text:       #333344;
  --muted:      #666677;
  --white:      #ffffff;
  --radius:     12px;
  --shadow:     0 4px 24px rgba(26,26,46,.10);
  --transition: .25s ease;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}

a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }
ul { list-style: none; }

/* ─── Utilities ─────────────────────────────────────── */
.container { max-width: 1100px; margin: 0 auto; padding: 0 24px; }
.section { padding: 80px 0; }
.section-title { font-size: 2rem; font-weight: 800; color: var(--accent); margin-bottom: 12px; }
.section-sub   { font-size: 1.05rem; color: var(--muted); margin-bottom: 48px; max-width: 620px; }
.text-center   { text-align: center; }
.text-center .section-sub { margin-left: auto; margin-right: auto; }

/* fade-in animation */
.fade-in { opacity: 0; transform: translateY(28px); transition: opacity .6s ease, transform .6s ease; }
.fade-in.visible { opacity: 1; transform: none; }

/* ─── Buttons ───────────────────────────────────────── */
.btn {
  display: inline-block;
  padding: 14px 32px;
  border-radius: 50px;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  border: none;
  transition: background var(--transition), transform var(--transition), box-shadow var(--transition);
  text-align: center;
}
.btn-primary {
  background: var(--primary);
  color: var(--accent);
}
.btn-primary:hover {
  background: var(--primary-d);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(245,166,35,.35);
}
.btn-outline {
  background: transparent;
  color: var(--accent);
  border: 2px solid var(--accent);
}
.btn-outline:hover {
  background: var(--accent);
  color: var(--white);
  transform: translateY(-2px);
}
.btn-white {
  background: var(--white);
  color: var(--accent);
}
.btn-white:hover {
  background: var(--primary-bg);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0,0,0,.15);
}

/* ─── Navbar ────────────────────────────────────────── */
.navbar {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--white);
  border-bottom: 1px solid #f0ece3;
  transition: box-shadow var(--transition);
}
.navbar.scrolled { box-shadow: 0 2px 16px rgba(26,26,46,.12); }

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}

.nav-logo {
  font-size: 1.45rem;
  font-weight: 900;
  color: var(--accent);
  letter-spacing: -.5px;
}
.nav-logo span { color: var(--primary); }

.nav-links {
  display: flex;
  gap: 8px;
  align-items: center;
}
.nav-links a {
  padding: 8px 14px;
  border-radius: 8px;
  font-size: .93rem;
  font-weight: 500;
  color: var(--text);
  transition: background var(--transition), color var(--transition);
}
.nav-links a:hover,
.nav-links a.active {
  background: var(--primary-bg);
  color: var(--primary-d);
  font-weight: 700;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 6px;
  border-radius: 6px;
  background: none;
  border: none;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2.5px;
  background: var(--accent);
  border-radius: 2px;
  transition: transform .3s, opacity .3s;
}
.nav-toggle.open span:nth-child(1) { transform: translateY(7.5px) rotate(45deg); }
.nav-toggle.open span:nth-child(2) { opacity: 0; }
.nav-toggle.open span:nth-child(3) { transform: translateY(-7.5px) rotate(-45deg); }

/* ─── Hero ──────────────────────────────────────────── */
.hero {
  background: linear-gradient(135deg, var(--accent) 0%, #2e2e5e 55%, #3a2800 100%);
  color: var(--white);
  padding: 100px 0 80px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 70% 60% at 50% 0%, rgba(245,166,35,.18) 0%, transparent 70%);
}
.hero .container { position: relative; z-index: 1; }

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(245,166,35,.18);
  border: 1px solid rgba(245,166,35,.4);
  color: var(--primary);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: .85rem;
  font-weight: 600;
  margin-bottom: 28px;
}

.hero h1 {
  font-size: clamp(2.8rem, 7vw, 5rem);
  font-weight: 900;
  letter-spacing: -2px;
  line-height: 1.1;
  margin-bottom: 24px;
  color: var(--primary);
}

.hero-sub {
  font-size: clamp(1.1rem, 2.5vw, 1.4rem);
  font-weight: 600;
  margin-bottom: 20px;
  line-height: 1.5;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
  color: rgba(255,255,255,.92);
}

.hero p {
  font-size: 1.05rem;
  color: rgba(255,255,255,.75);
  max-width: 560px;
  margin: 0 auto 40px;
  line-height: 1.7;
}

/* ─── Page Hero (inner pages) ───────────────────────── */
.page-hero {
  background: linear-gradient(135deg, var(--accent) 0%, #2a2a5a 100%);
  color: var(--white);
  padding: 72px 0 60px;
  text-align: center;
}
.page-hero h1 {
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 900;
  color: var(--primary);
  margin-bottom: 12px;
}
.page-hero p {
  font-size: 1.1rem;
  color: rgba(255,255,255,.78);
}

/* ─── Privacy Hero (special) ───────────────────────── */
.privacy-hero {
  background: linear-gradient(135deg, var(--accent) 0%, #2e2e5e 50%, #3a2800 100%);
  color: var(--white);
  padding: 90px 0 70px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.privacy-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 60% 50% at 50% 0%, rgba(245,166,35,.2) 0%, transparent 70%);
}
.privacy-hero .container { position: relative; z-index: 1; }
.privacy-hero-icon {
  font-size: 4rem;
  margin-bottom: 20px;
  display: block;
  animation: floatShield 3s ease-in-out infinite;
}
@keyframes floatShield {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-14px); }
}
.privacy-hero h1 {
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 900;
  color: var(--primary);
  margin-bottom: 10px;
}
.privacy-hero p {
  font-size: 1.05rem;
  color: rgba(255,255,255,.75);
}

/* ─── Feature Cards ─────────────────────────────────── */
.features { background: var(--primary-bg); }
.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
  gap: 28px;
}

.card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 36px 28px;
  box-shadow: var(--shadow);
  transition: transform var(--transition), box-shadow var(--transition);
  border-top: 4px solid var(--primary);
}
.card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(26,26,46,.14);
}
.card-icon { font-size: 2.2rem; margin-bottom: 16px; }
.card h3   { font-size: 1.1rem; font-weight: 700; color: var(--accent); margin-bottom: 10px; }
.card p    { font-size: .94rem; color: var(--muted); line-height: 1.7; }

/* ─── Steps ─────────────────────────────────────────── */
.steps { background: var(--white); }
.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 36px;
}
.step {
  text-align: center;
  padding: 16px;
}
.step-num {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--accent);
  font-size: 1.4rem;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 18px;
  box-shadow: 0 4px 16px rgba(245,166,35,.4);
}
.step h3 { font-size: 1.05rem; font-weight: 700; color: var(--accent); margin-bottom: 10px; }
.step p  { font-size: .94rem; color: var(--muted); line-height: 1.7; }

/* ─── CTA Band ──────────────────────────────────────── */
.cta-band {
  background: linear-gradient(135deg, var(--accent) 0%, #2a2a5a 100%);
  padding: 72px 0;
  text-align: center;
  color: var(--white);
}
.cta-band h2 {
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  font-weight: 800;
  margin-bottom: 12px;
}
.cta-band p  { font-size: 1.05rem; color: rgba(255,255,255,.78); margin-bottom: 36px; }

/* ─── About ─────────────────────────────────────────── */
.about-intro { background: var(--white); }
.about-story {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.about-text h2   { font-size: 1.9rem; font-weight: 800; color: var(--accent); margin-bottom: 18px; }
.about-text p    { color: var(--muted); line-height: 1.8; margin-bottom: 14px; font-size: 1rem; }
.vision-card {
  background: linear-gradient(135deg, var(--accent) 0%, #2e2e5e 100%);
  color: var(--white);
  border-radius: var(--radius);
  padding: 40px 36px;
  box-shadow: var(--shadow);
}
.vision-icon  { font-size: 2.4rem; margin-bottom: 16px; }
.vision-card h3 { font-size: 1.25rem; font-weight: 800; color: var(--primary); margin-bottom: 12px; }
.vision-card p  { font-size: .95rem; line-height: 1.75; color: rgba(255,255,255,.85); }

.advantages { background: var(--primary-bg); }
.advantages-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 28px;
}
.adv-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 36px 28px;
  box-shadow: var(--shadow);
  border-left: 5px solid var(--primary);
  transition: transform var(--transition), box-shadow var(--transition);
}
.adv-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(26,26,46,.14);
}
.adv-icon  { font-size: 2rem; margin-bottom: 14px; }
.adv-card h3 { font-size: 1.05rem; font-weight: 700; color: var(--accent); margin-bottom: 8px; }
.adv-card p  { font-size: .94rem; color: var(--muted); line-height: 1.7; }

/* ─── FAQ ───────────────────────────────────────────── */
.faq { background: var(--primary-bg); }
.faq-list { max-width: 780px; margin: 0 auto; display: flex; flex-direction: column; gap: 14px; }

.faq-item {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
  border: 1px solid #f0ece3;
}
.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 22px 28px;
  background: none;
  border: none;
  cursor: pointer;
  font-size: 1rem;
  font-weight: 600;
  color: var(--accent);
  text-align: left;
  gap: 12px;
  transition: background var(--transition);
}
.faq-question:hover { background: var(--primary-bg); }
.faq-question[aria-expanded="true"] { background: var(--primary-bg); color: var(--primary-d); }

.faq-icon {
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--accent);
  font-size: 1.1rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: transform var(--transition);
}
.faq-question[aria-expanded="true"] .faq-icon { transform: rotate(45deg); }

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height .35s ease, padding .35s ease;
}
.faq-answer.open {
  max-height: 400px;
}
.faq-answer p {
  padding: 0 28px 22px;
  color: var(--muted);
  line-height: 1.75;
  font-size: .96rem;
}

/* ─── Privacy ───────────────────────────────────────── */
.privacy-content { background: var(--white); }
.privacy-intro-box {
  background: var(--primary-bg);
  border-left: 5px solid var(--primary);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 28px 32px;
  margin-bottom: 48px;
}
.privacy-intro-box p { color: var(--text); line-height: 1.8; font-size: .97rem; }
.privacy-intro-box p + p { margin-top: 12px; }

.privacy-section { margin-bottom: 48px; }
.privacy-section h2 {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--accent);
  margin-bottom: 16px;
  padding-bottom: 10px;
  border-bottom: 2px solid var(--primary);
}
.privacy-section h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--accent);
  margin: 20px 0 8px;
}
.privacy-section p  { color: var(--muted); line-height: 1.8; font-size: .95rem; margin-bottom: 12px; }
.privacy-section ul { margin: 8px 0 12px 20px; list-style: disc; }
.privacy-section ul li { color: var(--muted); line-height: 1.75; font-size: .95rem; margin-bottom: 6px; }

.privacy-contact-box {
  background: linear-gradient(135deg, var(--accent) 0%, #2a2a5a 100%);
  border-radius: var(--radius);
  padding: 32px 36px;
  color: var(--white);
  margin-top: 16px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.privacy-contact-box .contact-row {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: .96rem;
}
.privacy-contact-box .contact-row span.ci { font-size: 1.3rem; }
.privacy-contact-box .contact-row strong { color: var(--primary); margin-right: 6px; }
.privacy-contact-box .contact-row a { color: rgba(255,255,255,.85); }
.privacy-contact-box .contact-row a:hover { color: var(--primary); }

/* ─── Contact ───────────────────────────────────────── */
.contact-section { background: var(--primary-bg); }
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 56px;
  align-items: start;
}

.contact-info h2    { font-size: 1.6rem; font-weight: 800; color: var(--accent); margin-bottom: 16px; }
.contact-info p     { color: var(--muted); line-height: 1.75; margin-bottom: 32px; font-size: .97rem; }
.contact-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  margin-bottom: 22px;
}
.contact-item .ci-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}
.contact-item .ci-body strong { display: block; font-size: .85rem; color: var(--muted); font-weight: 600; margin-bottom: 2px; }
.contact-item .ci-body span  { font-size: .97rem; color: var(--accent); font-weight: 600; }

.contact-form-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 40px 36px;
  box-shadow: var(--shadow);
}
.contact-form-card h2 { font-size: 1.4rem; font-weight: 800; color: var(--accent); margin-bottom: 28px; }

.form-group { margin-bottom: 20px; }
.form-group label {
  display: block;
  font-size: .875rem;
  font-weight: 600;
  color: var(--accent);
  margin-bottom: 6px;
}
.form-group input,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid #e0ddd6;
  border-radius: 8px;
  font-size: .97rem;
  font-family: 'Inter', sans-serif;
  color: var(--text);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}
.form-group input:focus,
.form-group textarea:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(245,166,35,.18);
}
.form-group input.error,
.form-group textarea.error { border-color: #e03e3e; }
.form-group .err-msg {
  font-size: .82rem;
  color: #e03e3e;
  margin-top: 4px;
  display: none;
}
.form-group .err-msg.show { display: block; }
.form-group textarea { resize: vertical; min-height: 130px; }

.form-success {
  display: none;
  background: #e8f8ee;
  border: 1.5px solid #4caf82;
  border-radius: 8px;
  padding: 16px 20px;
  color: #1d7a47;
  font-weight: 600;
  margin-top: 16px;
  font-size: .95rem;
}
.form-success.show { display: block; }

/* ─── Footer ────────────────────────────────────────── */
.footer {
  background: var(--accent);
  color: rgba(255,255,255,.8);
  padding: 60px 0 32px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1.2fr;
  gap: 48px;
  margin-bottom: 48px;
}
.footer-brand .nav-logo { margin-bottom: 14px; display: block; font-size: 1.3rem; }
.footer-brand p { font-size: .88rem; line-height: 1.7; color: rgba(255,255,255,.65); }

.footer-col h4 {
  font-size: .95rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 18px;
  text-transform: uppercase;
  letter-spacing: .5px;
}
.footer-col ul li + li { margin-top: 10px; }
.footer-col ul li a {
  font-size: .9rem;
  color: rgba(255,255,255,.7);
  transition: color var(--transition);
}
.footer-col ul li a:hover { color: var(--primary); }

.footer-contact { display: flex; flex-direction: column; gap: 10px; }
.footer-contact span {
  font-size: .88rem;
  color: rgba(255,255,255,.7);
  display: flex;
  align-items: flex-start;
  gap: 8px;
}
.footer-contact span em { color: var(--primary); font-style: normal; }
.footer-contact a { color: rgba(255,255,255,.7); }
.footer-contact a:hover { color: var(--primary); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1);
  padding-top: 28px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.footer-disclaimer {
  font-size: .8rem;
  color: rgba(255,255,255,.5);
  line-height: 1.65;
  max-width: 900px;
}
.footer-copy {
  font-size: .82rem;
  color: rgba(255,255,255,.4);
}

/* ─── Responsive: 900px ─────────────────────────────── */
@media (max-width: 900px) {
  .about-story     { grid-template-columns: 1fr; gap: 36px; }
  .contact-grid    { grid-template-columns: 1fr; gap: 36px; }
  .footer-grid     { grid-template-columns: 1fr 1fr; gap: 32px; }
  .nav-links {
    display: none;
    flex-direction: column;
    position: absolute;
    top: 68px;
    left: 0; right: 0;
    background: var(--white);
    padding: 16px 24px 24px;
    box-shadow: 0 8px 24px rgba(26,26,46,.12);
    border-top: 1px solid #f0ece3;
    gap: 4px;
  }
  .nav-links.open  { display: flex; }
  .nav-links a     { padding: 12px 16px; border-radius: 8px; }
  .nav-toggle      { display: flex; }
  .navbar          { position: sticky; }
}

/* ─── Responsive: 700px ─────────────────────────────── */
@media (max-width: 700px) {
  .section { padding: 60px 0; }
  .section-title { font-size: 1.6rem; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .contact-form-card { padding: 28px 20px; }
  .privacy-contact-box { padding: 24px 20px; }
}

/* ─── Responsive: 480px ─────────────────────────────── */
@media (max-width: 480px) {
  .hero { padding: 70px 0 56px; }
  .hero h1 { letter-spacing: -1px; }
  .hero-sub { font-size: 1rem; }
  .btn { padding: 12px 24px; font-size: .95rem; }
  .features-grid, .steps-grid, .advantages-grid { grid-template-columns: 1fr; }
  .card, .adv-card { padding: 28px 20px; }
  .footer-contact span { font-size: .83rem; }
  .privacy-intro-box { padding: 20px; }
  .cta-band { padding: 52px 0; }
}