/* SwiftLoan Zambia - Global Styles */
:root {
  --accent: #D6F827;
  --accent-dark: #b8d820;
  --accent-light: #eefb8a;
  --dark: #0f1a00;
  --dark2: #1c2e00;
  --dark3: #263d00;
  --text: #1a2a00;
  --text-muted: #4a6010;
  --white: #ffffff;
  --gray-light: #f4f7ec;
  --gray-mid: #e8edda;
  --font: 'Inter', 'Segoe UI', Arial, sans-serif;
  --radius: 12px;
  --radius-lg: 20px;
  --shadow: 0 4px 24px rgba(0,0,0,0.08);
  --shadow-lg: 0 8px 40px rgba(0,0,0,0.14);
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  color: var(--text);
  background: var(--white);
  line-height: 1.65;
  font-size: 16px;
}

/* ===== NAV ===== */
nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  background: var(--dark);
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 5%;
  height: 68px;
  box-shadow: 0 2px 16px rgba(0,0,0,0.25);
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}

.nav-logo-icon {
  width: 38px; height: 38px;
  background: var(--accent);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-weight: 900;
  font-size: 18px;
  color: var(--dark);
  letter-spacing: -1px;
}

.nav-logo-text {
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.5px;
}

.nav-logo-text span { color: var(--accent); }

.nav-links {
  display: flex;
  gap: 32px;
  list-style: none;
}

.nav-links a {
  color: rgba(255,255,255,0.8);
  text-decoration: none;
  font-size: 0.93rem;
  font-weight: 500;
  transition: color 0.2s;
  padding-bottom: 2px;
  border-bottom: 2px solid transparent;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--accent);
  border-bottom-color: var(--accent);
}

/* ===== FOOTER ===== */
footer {
  background: var(--dark);
  color: rgba(255,255,255,0.75);
  padding: 52px 5% 28px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 36px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}

.footer-brand .nav-logo { margin-bottom: 14px; }
.footer-brand p { font-size: 0.88rem; line-height: 1.7; max-width: 320px; }

.footer-col h4 {
  color: var(--accent);
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 14px;
}

.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 8px; }
.footer-col ul li a {
  color: rgba(255,255,255,0.7);
  text-decoration: none;
  font-size: 0.9rem;
  transition: color 0.2s;
}
.footer-col ul li a:hover { color: var(--accent); }

.footer-contact p {
  font-size: 0.88rem;
  margin-bottom: 6px;
  display: flex;
  align-items: flex-start;
  gap: 8px;
}

.footer-contact p .icon { flex-shrink: 0; margin-top: 2px; }

.footer-bottom {
  padding-top: 24px;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.45);
  line-height: 1.7;
}

.footer-bottom .disclaimer {
  margin-top: 10px;
  max-width: 900px;
}

/* ===== BUTTONS ===== */
.btn-primary {
  display: inline-block;
  background: var(--accent);
  color: var(--dark);
  font-weight: 700;
  font-size: 0.95rem;
  padding: 14px 32px;
  border-radius: var(--radius);
  text-decoration: none;
  transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
  border: none;
  cursor: pointer;
  letter-spacing: 0.2px;
}

.btn-primary:hover {
  background: var(--accent-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 24px rgba(214,248,39,0.35);
}

.btn-outline {
  display: inline-block;
  background: transparent;
  color: var(--white);
  font-weight: 700;
  font-size: 0.95rem;
  padding: 13px 30px;
  border-radius: var(--radius);
  text-decoration: none;
  border: 2px solid rgba(255,255,255,0.5);
  transition: border-color 0.2s, color 0.2s, background 0.2s;
  cursor: pointer;
}

.btn-outline:hover {
  border-color: var(--accent);
  color: var(--accent);
}

/* ===== SECTION HELPERS ===== */
.section { padding: 88px 5%; }
.section-narrow { padding: 80px 8%; }
.section-accent { background: var(--gray-light); }

.section-header {
  text-align: center;
  margin-bottom: 56px;
}

.section-header .badge {
  display: inline-block;
  background: var(--accent);
  color: var(--dark);
  font-size: 0.75rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  padding: 5px 14px;
  border-radius: 100px;
  margin-bottom: 16px;
}

.section-header h2 {
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 800;
  color: var(--dark);
  line-height: 1.2;
  margin-bottom: 14px;
}

.section-header p {
  font-size: 1.05rem;
  color: var(--text-muted);
  max-width: 580px;
  margin: 0 auto;
}

/* ===== PAGE HEADER (inner pages) ===== */
.page-header {
  background: linear-gradient(135deg, var(--dark) 0%, var(--dark2) 60%, var(--dark3) 100%);
  padding: 120px 5% 72px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.page-header::before {
  content: '';
  position: absolute;
  top: -60px; right: -80px;
  width: 400px; height: 400px;
  background: radial-gradient(circle, rgba(214,248,39,0.12) 0%, transparent 70%);
  pointer-events: none;
}

.page-header .badge {
  display: inline-block;
  background: var(--accent);
  color: var(--dark);
  font-size: 0.75rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  padding: 5px 14px;
  border-radius: 100px;
  margin-bottom: 18px;
}

.page-header h1 {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 900;
  color: var(--white);
  line-height: 1.15;
  margin-bottom: 16px;
}

.page-header p {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.72);
  max-width: 560px;
  margin: 0 auto;
}

/* ===== CARDS ===== */
.card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  box-shadow: var(--shadow);
  transition: transform 0.2s, box-shadow 0.2s;
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.card-icon {
  width: 52px; height: 52px;
  background: var(--accent);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 20px;
}

.card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 10px;
}

.card p {
  font-size: 0.93rem;
  color: var(--text-muted);
  line-height: 1.7;
}

/* ===== RESPONSIVE NAV ===== */
.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 4px; }
.hamburger span { width: 24px; height: 2px; background: var(--white); transition: all 0.3s; }

@media (max-width: 768px) {
  nav { padding: 0 4%; }
  .hamburger { display: flex; }
  .nav-links {
    display: none;
    position: absolute;
    top: 68px; left: 0; right: 0;
    background: var(--dark);
    flex-direction: column;
    gap: 0;
    padding: 16px 0 20px;
  }
  .nav-links.open { display: flex; }
  .nav-links li a { display: block; padding: 12px 5%; border-bottom: none; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
}