LoanShakti — India's leading personal loan APP with 3-minute approval and instant disbursement, making financial services accessible at your fingertips. In India, 1 out of 3 adults faces short-term liquidity challenges. Partnering with registered NBFC Sai Roshni Capital Private Limited, we're here to help.
LoanShakti — Platform GTICK ACCOUNTINGSOLUTIONS LLP is committed to providing seamless financial solutions via the LoanShakti APP, combining cutting-edge technology with traditional finance to build an efficient and secure loan ecosystem.
For a trustworthy experience, we cooperate deeply with registered NBFC Sai Roshni Capital Private Limited. Its rich financial experience provides a solid risk control foundation, and we ensure transparent payment processing, strictly complying with RBI's consumer protection and financial stability standards.
AI analyzes credit data in real-time, completing eligibility review in 3 minutes. No waits, no queues.
Full process on mobile from application to disbursement — no offline visits, time-saving and efficient.
91–180 day flexible period, chosen by your financial situation to reduce repayment pressure.
Licensed NBFC partnership, transparent rates with no hidden fees. Fully compliant to protect your rights.
Search "LoanShakti" in app store, register with mobile number and complete real-name authentication.
Upload Aadhaar and PAN card photos. The system verifies your identity automatically in seconds.
Fill in loan amount and term. AI approves instantly and shows your available credit limit.
After confirming the loan agreement, funds arrive in your linked bank account within 5 minutes.
No hidden fees. Everything you need to know before you apply.
| Loan Terms & Fees | |
|---|---|
| Loan Amount | ₹3,000 – ₹10,000 |
| Loan Period | 91 – 180 days |
| Annual Interest Rate | Up to 30% |
| Daily Interest Rate | 0.0822% |
| Processing Fee | 3% of loan amount |
| Early Repayment | No penalty, actual days only |
| Overdue Interest | 0.0822% / day on balance |
Full repayment schedule available in the app.
We cooperate in-depth with senior NBFC Sai Roshni Capital Private Limited to provide safe, convenient and personalized loan solutions. Sai Roshni Capital Private Limited is an RBI-registered NBFC institution, focusing on providing efficient and transparent credit services to individuals and small businesses. Adhering to prudent and compliant business principles, the company leverages a professional risk assessment system to offer safe and reliable financial solutions, enjoying a good reputation in the industry.